Michael A. Raskasky, Esq.
(253) 284-4417
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Practice highlights: Michael's practice focuses on bank operations, consumer financial services and regulatory compliance. Michael has significant experience advising community banks and non-bank financial services companies, including consumer lenders, money services businesses, deferred deposit/payday lenders, and title lenders. Prior to joining Harlowe & Falk, Michael was a shareholder of a large Seattle law firm, where he chaired the firm's Financial Services Industry Team.
Select Practice Areas:
| Bank
Operations and Regulation |
Consumer Financial
Services |
Regulatory Compliance |
| Deposit accounts and operations | Credit Cards | Truth in Lending Act |
| Cash management | Consumer loan documentation | Fair Lending/ECOA |
| Merchant card services | Open end credit | E-Sign |
| Internet banking | HELOCs | Electronic Funds Transfer Act |
| Remote deposit capture | Internet products and services | Privacy |
| Mobile banking | Money transmitters | Fair Debt Collection Practices |
| Payment systems/UCC | Stored value cards | Fair Credit Reporting Act |
| ACH | Regulatory examinations | Bank Secrecy Act |
| Wire Transfers | Licensing | Government relations |
| Vendor contracts | Deferred deposit lending | Examination responses |
Education: Seattle University School of Law, Seattle, WA, J.D. 1992 (cum laude); Rutgers University, New Brunswick, NJ, B.A. Psychology 1988 (Dean's List)
Memberships: Washington State Bar Association; Oregon State Bar Association; Community Bankers of Washington; Payday Loan Bar Association; Financial Service Centers of America (Participating Speaker)
